Before continuing on to this website (the “Website”), please read the following terms of use (the “Terms of Use”) carefully. The Terms of Use and any other terms that appear on the page from which you were directed to these Terms of Use govern your use of the Website.
By accessing the Website, each user acknowledges and agrees with the Terms of Use set forth below.
INVESTMENT PRODUCTS
The investment products presented on the Website (the “Investment Products”) are described in a summary form only. Each Investment Product is subject to further specific terms and conditions (the “Specific Terms”), which shall apply in addition to such Terms of Use. In cases of inconsistencies, the Specific Terms shall prevail.
NO INVESTMENT, LEGAL, TAX OR OTHER FORM OF ADVICE
The information contained in the Website was produced by ARAB BANK (SWITZERLAND) LTD (“ABS”) with the greatest degree of care and on the basis of publicly available information, internally developed data and other sources believed to be reliable.
The information is provided for information purposes only. Prospective Investors in any Investment Product may not treat the information contained in the Website as advice relating to legal, taxation or investment matters.
Investors are urged to consult their own professional advisers before taking any decision concerning the acquisition, holding or disposal of an investment in any Investment Product.
NO OFFER OR SOLICITATION
Nothing herein constitutes or forms part of an offer to subscribe for or purchase, or an invitation or inducement or solicitation of an offer to subscribe for or purchase, any securities in any Investment Product or generally enter into any investment activity whatsoever. Nothing herein forms the basis of, or shall be relied on in connection with, any contract or commitment whatsoever.
As applicable, each Investment Products will only be offered in Luxembourg and in those countries where such Investment Product is either registered or otherwise authorized for distribution (currently only Switzerland), and nothing contained herein constitutes an offer or solicitation to anyone in any jurisdiction where such an offer is not lawful or to anyone to whom it is unlawful to make such an offer or solicitation. It is the responsibility of each person who accesses and uses the Website to keep themselves informed and to comply with such restrictions. Where such restrictions apply, users shall not access the Website.
Furthermore, the disclosure of any information and the offering of Investment Products for sale may be further restricted by local laws and regulations in certain countries, in particular such activities shall be unlawful in many countries where the local supervisory authorities have not been notified accordingly or the required authorizations have not been obtained. This applies in particular to citizens or residents of the United States of America. Neither the information contained in the Website nor any copy thereof may be sent, taken into or otherwise distributed in the United States of America or to any citizen or resident thereof.
Investment Products described herein in summary form are subject to further conditions as set out in their respective offering documents and constitutive documents.
Investments in any Investment Product may only be made on the basis of the latest version of such Investment Product’s offering documents, where applicable as approved by the relevant regulatory authority.
ELIGIBLE INVESTORS
Investment Products may not be eligible for sale or available to residents of certain countries or to certain categories of investors. The information contained in the Website is directed only at professional investors (within the meaning of the Directive 2014/65/EU of the European Parliament and of the Council of 15 May 2014 on markets in financial instruments, as amended), well-informed investors (within the meaning of the Luxembourg law of 13 February 2007 relating to specialized investment funds, as amended) and/ or qualified investors (pursuant to the Swiss Collective Investment Schemes Act of 23 June 2006, as amended).
PERFORMANCE
Any information in the Website relating to the performance of any Investment Product refers to past performance and is not an indication of the future performance of such Investment Product or any other Investment Product. It is emphasized that investments in any Investment Product are subject to many risk factors as described in the relevant Investment Product’s offering documents. In any case, past performance shall under no circumstances constitute an official statement or recommendation by ABS.
Past performance shown on this Website are for information purposes only and are not reliable indicators for future performance. The value of an investment in any Investment Product may go up as well as down and there is a possibility of a total or partial loss of the capital invested.
LIMITATION OF LIABILITY
The use of any information or materials available on this Website is entirely at each user’s own risk. ABS and its data suppliers expressly exclude any liability to the fullest extent permitted by applicable laws and regulations for loss or damage of any kind which arises from the access, use or browsing of the Website and the use of information contained therein. It shall be each user’s own responsibility to ensure that any Investment Product, service or information available through this Website meet such user’s specific requirements.
Furthermore, ABS excludes any liability for any loss or damage resulting directly or indirectly from any manipulation of the user’s EDP system by unauthorized parties. Users should be aware of the danger of viruses, malware and spyware as well as the possibility of targeted hacker attacks. The installation of continuously updated anti-virus software is advisable to prevent infection. Emails from unknown senders as well as any unexpected attachments should never be opened.
Neither ABS nor any third parties provide any warranty or guarantee as to the completeness, timeliness or adequacy of the information provided herein.
CHANGES AND TERMINATION
ABS reserves the right to make changes or additions to, and to interrupt or terminate the Website at any time without notice.
CONFIDENTIALITY AND COPYRIGHT
The Website is protected by copyright and is the exclusive property of ABS. Users shall not disclose, reproduce (in whole or in part) or use for any public or commercial purpose any part of the Website or any information contained therein without the prior written consent of ABS.
PRIVACY
ABS does not collect the personal data of users of the Website except for electronic identification data (e.g. IP address) as provided by the users’ browser and through the use of cookies. You can find more information about the cookies that the Website uses in our Cookies Policy (including information on how to manage cookies). ABS will only process this data for the purposes of the Website’s traffic analysis, improvement of the Website and verification of user’s acceptance of the Terms of Use.
ABS protects your privacy and personal data by implementing appropriate technical and organizational security measures. Your data is stored for as long as it is necessary or required for the intended purposes, subject to the legal periods of limitation. ABS shall not disclose the relevant personal data to third parties. By clicking “I understand and agree” below you agree to this processing of your personal data.
In accordance with European and Luxembourg laws on data protection, each user is entitled to the following data protection rights (the “Data Protection Rights”):
If you have any questions about the Data Protection Rights, the data we hold on you or if you would like to exercise one of your Data Protection Rights please send an email to property@arabbank.ch.
Should you wish to report a complaint or if you feel that we have not addressed your concern in a satisfactory manner, you may contact the Luxembourg data protection supervisory authority, Commission Nationale pour la Protection des Données.
In case of use of your right to request that personal information is erased, your right to access all functionalities of the Website will be terminated.
THIRD-PARTY WEBSITES
The Website might contain links to other websites and external resources (including links to social media websites). The use of any external website is solely covered by its own terms and conditions (including privacy policy).
APPLICABLE LAW
The Website is governed by the laws of the Grand Duchy of Luxembourg. By accessing the Website, you consent to submit to the exclusive jurisdiction of the courts of the Grand Duchy of Luxembourg.
BY CLICKING “I UNDERSTAND AND AGREE”, YOU REPRESENT, WARRANT AND AGREE THAT (I) YOU HAVE READ AND FULLY UNDERSTOOD THE INFORMATION SET OUT IN THE ABOVE TERMS OF USE (II) YOU AGREE TO BE BOUND BY ITS TERMS, AND (III) YOU ARE PERMITTED UNDER APPLICABLE LAWS AND REGULATIONS TO RECEIVE THE INFORMATION CONTAINED ON THE WEBSITE.
IF YOU CANNOT SO CONFIRM AND/OR IF YOU DISAGREE WITH ANY PART OF THE ABOVE TERMS OF USE, CLICK “LEAVE THIS WEBSITE” OR OTHERWISE EXIT THE WEBSITE.
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